Things to keep in mind (financially) when you travel abroad:
- The unit of currency in the Republic of Ireland is the Euro. In Northern Ireland and Great Britain, it is the British Pound.
- The exchange rate is subject to constant fluctuation but is posted daily in banks and hotels.
- An easy way to handle your finances is to use a cash card (ATM.) The same 4 digit pin that you use at home will work with your card overseas and provide cash in local currency.
- It is more expensive to purchase foreign currency before you leave home.
- It is worthwhile checking the daily limit on your cash card and perhaps having your bank increase the daily withdrawal limit for the duration of your trip to a level that is comfortable for you.
- Note that you may pay an out of network fee for withdrawal, check with your bank to see if they have any agreements with overseas banks. Ask about any fees.
- Do NOT bring $100 bills as it most likely will be very difficult to exchange them.
- Visa & MasterCard are widely accepted, American Express and Diners Cards not as frequently. Discover Card is NOT accepted in Ireland. Check with your card issuer about their exchange fees, they can vary. Some card issuers like Capital One do not charge foreign exchange fees. Avoid taking cash from your credit card where possible.
- It is advisable to let your bank and credit card company know you are travelling overseas to avoid them cancelling your card when they see unusual charges.
- Always pay in the local currency when using your credit card in order to avoid additional exchange fees. always have cash on hand for some small purchases as many European countries will not take credit cards for small amounts.
When dining in restaurants, please check your bill to ensure there is no service charge. If no service charge is on the bill, a gratuity of 10-15% will be in order. If taking a cab, a tip of 10% is adequate. On an extended escorted or private tour, we generally recommend tipping your driver/guide around eu7.00 per person per day.